You will need:
- Beat together cream cheese and confectioners’ sugar until smooth. Stir in chocolate chips and set aside.
- In a large mixing bowl, combine all-purpose flour, baking powder and salt. In a separate bowl, beat together egg milk, brown sugar, butter, lemon zest and vanilla extract. Stir egg mixture into dry ingredients, stirring just until moistened.
- Spoon batter into muffin cups to 3/4 full. Top each portion with 1 tablespoon cream cheese mixture and 1 teaspoon jam.
- Bake in preheated oven for 20 minutes, or until golden. Cool in pan for 5 minutes, then remove muffins and cool on rack. Store in airtight container.